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Buy Now and Pay Later with Mobicred

Techexchange understands that sometimes your budget does not allow for big purchases, even when necessary. We are offering a solution to assist you in buying the device you need with the cash you may not have this month.

Techexchange is able to offer our customers quality devices, without being contract bound and subscribing to a 2 year network fee. With todays network prices often being quite pricey and the packages not suited to our specific needs, it is easier (and more cost effective) to rather buy a pre-paid sim or a sim-only contract and purchase the device of your choice seperately. This allows you to save money and still receive the iPhone 6S Plus, Apple iPad Air or Samsung Galaxy S6 Flat you have been wanting. We have therefore partnered with Mobicred in order to offer our customers an easy and affordable option.

Mobicred is a simple & convenient credit facility that allows you to safely shop online with their participating retailers. Get to know how you can purchase at Techexchange on credit:

How does Mobicred work?

1. Apply once-off online

2. Accept t&cs and get your credit limit

3. You’re ready to shop online

4. One single monthly instalment

The Application Process

1.Complete the online application form

2. Your application will be processed instantly

3. You can begin your online shopping experience

The Application Requirements

1. A valid South African ID Number

2. 18 years or older

3. Earn a minimum monthly salary of R4500

4. An existing & valid bank account in your name

5. A current & valid email address & mobile number

Key Information

How do I buy with Mobicred?

You can purchase at any participating online retailer that offers Mobicred as a payment option. Simply select Mobicred as a payment option within the checkout process.

Is there an initiation fee?

This is a fee for the opening & initiation of your agreement & Mobicred account. A once-off initiation fee of up to R570.00

What is a monthly service fee?

This is a monthly charge for the monthly administration & maintenance of your Mobicred account, including statements and all ad-hoc correspondence.

What is the interest rate charged on my purchases?

The interest rate charged is 25.4% per annum & in accordance with the interest rate permissible by the National Credit Act.

Will interest rate fluctuations affect my repayments/current interest rate?

The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank.

How do I pay?

Monthly instalments, as reflected in the Mobicred statement, will be deducted via Debit Order.

How do I update my details?

You may change your info on the Mobicred web site yourself, or contact Mobicred via email at or on 08600MCRED(62733) to assist you.

APPLY HERE & Let TechTrader know if you need any further information, you can email us on

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